How do you know whether your decision-makers have provided the best options under the Mandatory Provident Fund Scheme (MPF) for your employees? We can help.


Since the pension element is a key component of your employee’s total rewards, managing an MPF scheme for your employees takes more than initial selection of providers and leaving it all to that third party to safeguard your staff’s retirement pot.  The MPF system is coming of age with 20-year track record, and all employers should check when they last reviewed their providers’ performance.  Individual MPF accounts are accumulating to sizeable amounts and be a meaningful contribution to your employee’s retirement wellbeing, and employers should be sensitive to the discrepancy in performance of the best and worst investment options.  According to a statistical analysis of accrued benefits held by scheme members of MPF schemes, the average MPF account has around HK$150,000 in it and more than 50,000 individuals have HK$1million in MPF assets.


As an employer, you need to look at the bigger picture of the performance of your current pension design and benchmark against the industry.  Based on our experience with companies like yours, we can provide details of contributing rates, vesting scales and so-on, to help you design the right benefits package as well as communicating these benefits to your employees. After all, what’s the point of providing excellent retirement and pension packages if your employees aren’t aware of what it means for them?

How Mercer can help your business

At Mercer we advise clients around the world on how to get the most out of their pension schemes.


Here are some of the ways we can help you ensure your MPF scheme is performing as well as possible, and help your employees become fully aware of the benefits they are receiving.

  • Fund Provider Selection

    At Mercer our MPF broking services include a comprehensive review of your choices among top MPF providers, taking account of your members’ demographic profile and current preferences in investment options. We then provide unbiased and tailor-made advice and solutions to fit your objectives and needs about whether to change MPF providers, or add a new one. All of our advice is based on how well the provider ranks in terms of the criteria defined by you, We can also provide a hassle-free communication plan for you to share the good work done to make your MPF scheme a relevant and recognized part of your total value proposition to your employees. 

  • Smart MPF Services

    Would you like to continually monitor your MPF scheme design and provider performance, and ensure the scheme is being appreciated... all at no cost to you or your employees? Who wouldn’t?

    Mercer aims to make the task of designing, selecting, and monitoring an appropriate MPF easy and affordable. Mercer offers a range of simple MPF scheme governance services which help you enhance employee engagement with the MPF scheme.

    Find out more

Healthy, Wealthy and Work-wise

Mercer MPF Services: Delivering the best MPF Solution for Your Employees

Would you like to continually monitor your MPF scheme design and provider performance, and ensure the scheme is being appreciated... all at no cost to you or your employees?


At Mercer, we offer advice and support to enhance governance of your pension arrangements and help your employees understand and value their pension schemes more: improving employee engagement. 


Mercer MPF Services Overview

Check you have the Right MPF

Having the right MPF scheme is crucial to ensuring long-term financial health. It can even improve mental health in earlier life by reducing financial stress on employees.


Register to get a free MPF health check and we’ll investigate your employees’ current pension health, and advise on how you can help them live a better life later, with the right pension scheme in place now.


Free MPF Health Check

Mercer MPF Satisfaction Index

How satisfied are people in Hong Kong with their employee's MPF scheme?


We interview over 2,400 respondents annually, in our regularly-updated index and noticed a difference between what younger and older populations think about their MPF options and how happy they are with them.


Take a look to find out more.


Mercer MPF Satisfaction Index

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